Opinions on Ally Financial

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Ally Financial Inc., previously known as GMAC Inc. (an acronym for General Motors Acceptance Corporation), is a bank holding company headquartered in Detroit, Michigan, United States at Tower 200 of the Renaissance Center.

The bank has more than 15 million customers worldwide and provides a range of financial services including auto financing, corporate financing, insurance, mortgage services, and online banking. In 2009, Ally employed 18,900 people. In 2008, the firm provided financing to 75% of the 6,450 General Motors dealers.

The company was bailed out by the US Government during the financial crisis of 2007–08 taking over from its previous owner General Motors. On 24 December 2008, the Federal Reserve accepted then-GMAC's application to become a bank holding company. Ally returned to profitability in 2010, posting a net profit of $1.075 billion for the fiscal year. Ally planned but did not execute an initial public stock offering in 2011. Ally announced plans to launch an IPO in spring 2014, and the shares began to be traded as NYSE:ALLY on Apr 10, 2014. The US Government sold its remaining shares in December of 2014.

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